Terms & Conditions

Last Updated: July 19, 2026

Welcome to Daily Money Plan. These Terms & Conditions (“Terms”) govern your access to and use of our website, digital products, downloadable templates, spreadsheets, printables, educational content, and related services.

By accessing this website or purchasing any product from Daily Money Plan, you agree to be bound by these Terms. If you do not agree with these Terms, please discontinue using our website and services.

1. Acceptance of These Terms

By visiting this website, downloading free resources, purchasing digital products, or subscribing to our email updates, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.

2. About Daily Money Plan

Daily Money Plan provides digital financial organization tools and educational resources, including but not limited to:

  • Budget spreadsheets
  • Google Sheets templates
  • Excel templates
  • Printable planners
  • Savings trackers
  • Debt payoff trackers
  • Financial education articles
  • Budgeting resources

All products are delivered digitally unless otherwise stated.

3. Digital Products

All products sold through Daily Money Plan are digital downloads.

No physical products will be shipped.

After a successful purchase, customers will receive access to download the purchased files according to the delivery method provided at checkout.

4. License & Permitted Use

When you purchase a product from Daily Money Plan, you receive a personal, non-exclusive, non-transferable license to use the product.

You may:

  • Use the files for your personal financial planning.
  • Modify the templates for your own personal use.
  • Print copies for your own household.

You may not:

  • Share downloaded files with others.
  • Upload products to file-sharing websites.
  • Sell or redistribute our templates.
  • Claim our products as your own.
  • Remove copyright notices.
  • Use our products as part of another product for resale.

5. Prohibited Uses

You agree not to:

  • Copy or reproduce our products for commercial purposes.
  • Reverse engineer or resell our templates.
  • Use automated systems to scrape website content.
  • Attempt unauthorized access to our website or systems.
  • Use our products in any unlawful manner.

6. Pricing & Payments

All prices are displayed in the applicable currency at checkout.

Payments are securely processed through trusted third-party payment providers.

Daily Money Plan does not store your payment card information.

Prices may change without prior notice.

7. Refund Policy

Due to the nature of digital products, all sales are generally final once files have been delivered.

If you experience technical issues accessing your purchase or receive the wrong product, please contact us and we will make reasonable efforts to resolve the issue.

Our complete Refund Policy provides additional details.

8. Intellectual Property

All content available on Daily Money Plan—including templates, spreadsheets, calculators, graphics, logos, branding, text, designs, downloadable files, and educational materials—is the intellectual property of Daily Money Plan unless otherwise stated.

These materials are protected by applicable copyright and intellectual property laws.

9. Educational Purpose & No Financial Advice

The information provided through our website and products is intended solely for educational and informational purposes.

Nothing on this website constitutes financial, investment, tax, accounting, or legal advice.

You are solely responsible for any financial decisions you make.

If you require professional advice, you should consult a qualified professional.

10. Disclaimer of Warranties

Our website and products are provided on an “as is” and “as available” basis.

While we strive to provide accurate, reliable, and functional products, we make no guarantees regarding:

  • uninterrupted availability,
  • error-free operation,
  • compatibility with every device or software version,
  • specific financial outcomes.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Daily Money Plan shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

  • use of our website,
  • inability to access products,
  • reliance on educational content,
  • financial decisions made by users,
  • technical issues beyond our reasonable control.

Your use of our website and products is at your own risk.

12. Third-Party Services

Our website may contain links to third-party websites or use third-party services for payments, analytics, email communications, or other functionality.

We are not responsible for the content, privacy practices, or policies of third-party websites or services.

13. Changes to These Terms

We may update these Terms & Conditions from time to time.

The updated version will always display the latest revision date at the top of this page.

Continued use of our website after changes become effective constitutes acceptance of the revised Terms.

14. Contact Us

If you have any questions regarding these Terms & Conditions, please contact us through our Contact page.