Terms & Conditions

Last Updated: July 19, 2026

Welcome to Daily Money Plan (“Daily Money Plan,” “we,” “our,” or “us”).

These Terms & Conditions (“Terms”) govern your access to and use of the Daily Money Plan website, digital products, downloadable templates, spreadsheets, printables, educational content, and related services.

By accessing our website, purchasing a product, downloading a free resource, or using our services, you agree to these Terms.

If you do not agree with these Terms, please discontinue using our website and services.

1. Acceptance of These Terms

By accessing or using the Daily Money Plan website, purchasing or downloading a product or resource, or subscribing to our email communications, you acknowledge that you have read and understood these Terms and agree to be bound by them.

If you are purchasing a product on behalf of another person or organization, you confirm that you have authority to accept these Terms on their behalf.

These Terms should be read together with our Privacy Policy, Refund Policy, Cookie Policy, and Disclaimer, which form part of our overall website policies.

2. About Daily Money Plan

Daily Money Plan provides digital financial organization tools and educational resources designed to help users organize and manage their personal finances.

Our products and resources may include:

• Budget spreadsheets.
• Google Sheets templates.
• Excel templates.
• Printable planners.
• Savings trackers.
• Debt payoff trackers.
• Sinking fund trackers.
• Budgeting calculators.
• Financial education articles.
• Budgeting resources.
• Other digital financial organization tools.

All products are delivered digitally unless otherwise stated on the applicable product or checkout page.

3. Digital Products and Delivery

All products sold through Daily Money Plan are digital products.

No physical products will be shipped.

After a successful purchase, your purchased product will be delivered using the delivery method described at checkout or in the purchase confirmation.

Depending on the product and our current delivery system, this may include a download link sent by email or another digital-access method.

You are responsible for providing an accurate email address and ensuring that you can receive the purchase-related emails necessary to access your product.

If you experience difficulty accessing your purchase, please contact us so we can assist you.

4. Product Compatibility

Before purchasing, customers are responsible for reviewing the product description and any stated compatibility requirements.

Where applicable, product pages may identify supported software, platforms, file types, or other requirements.

We make reasonable efforts to describe compatibility accurately, but we cannot guarantee that every product will work with every device, operating system, software version, browser, third-party application, or future software update.

If a product has a material technical problem that prevents it from functioning substantially as described, please contact us so we can attempt to resolve the issue.

5. License and Permitted Use

When you purchase a Daily Money Plan product, you receive a personal, limited, non-exclusive, non-transferable license to use the purchased product for your own personal financial planning and organizational purposes.

Unless otherwise stated in writing, you may:

• Use the product for your personal financial planning.
• Enter and modify information for your own use.
• Customize templates for your personal needs.
• Print copies for your own personal or household use.
• Make reasonable backup copies for your personal use.

You may not:

• Share, distribute, or transfer the original files to other people.
• Upload our products to file-sharing websites or public repositories.
• Resell, sublicense, lease, or redistribute our products.
• Give purchased files to friends, family members, clients, or other third parties for their independent use.
• Claim our products or designs as your own.
• Remove copyright, trademark, or other ownership notices.
• Use our products as the basis for a competing product for resale or distribution.
• Include our products or substantial portions of them in another commercial product.
• Use our products to create templates, spreadsheets, printables, or other resources that you distribute or sell.

Purchasing a product does not transfer ownership of the underlying intellectual property to you.

6. Prohibited Uses

You agree not to:

• Use the website or products for unlawful purposes.
• Attempt to gain unauthorized access to our website, systems, or accounts.
• Interfere with or disrupt the operation or security of our website.
• Use automated systems to scrape or systematically collect website content without our permission.
• Circumvent security, access controls, or other technical restrictions.
• Reproduce or distribute our products for commercial purposes without written permission.
• Use our website or products in a way that infringes the rights of Daily Money Plan or another person.

7. Pricing and Payments

Prices are displayed on the applicable product or checkout page and may be presented in U.S. dollars or another applicable currency.

Payments are processed through third-party payment providers, which may include Stripe and PayPal, where available.

Daily Money Plan does not store complete payment-card information on its own systems.

We reserve the right to change product prices, offers, discounts, bundles, or promotions at any time.

Price changes will not affect completed purchases for which payment has already been successfully processed, except where otherwise required by applicable law.

8. Refunds

Our digital products are delivered electronically, and our voluntary refund policy is therefore limited.

Our Refund Policy explains when refunds may be available and how to request assistance.

Nothing in these Terms or our Refund Policy is intended to exclude or limit consumer rights that cannot legally be excluded or limited under applicable law.

If you experience a technical problem, receive the wrong product, or cannot access your purchase, please contact us so we can attempt to resolve the issue.

9. Intellectual Property

Unless otherwise stated, Daily Money Plan owns or has the appropriate rights to the intellectual property contained in our website and products.

This includes, without limitation:

• Templates.
• Spreadsheets.
• Calculators.
• Written content.
• Graphics.
• Logos.
• Branding.
• Designs.
• Product layouts.
• Downloadable files.
• Educational materials.
• Website content.

These materials may be protected by copyright, trademark, and other intellectual-property laws.

Except for the limited license expressly granted in these Terms, no ownership or intellectual-property rights are transferred to you through your purchase or use of our products.

10. User-Submitted Information

If you submit information to us through contact forms, customer-support requests, reviews, feedback, or other communications, you retain ownership of your personal information and other rights you may have in your content.

You grant Daily Money Plan permission to use information you voluntarily provide as reasonably necessary to respond to your request, provide customer support, operate our services, or comply with applicable law.

Nothing in these Terms prevents you from providing honest reviews or opinions about your experience with Daily Money Plan or our products.

11. Educational Purpose and No Financial Advice

Daily Money Plan provides educational and organizational resources.

Nothing on our website, in our products, or in our communications constitutes personalized financial, investment, tax, accounting, legal, credit, or other professional advice.

You are responsible for evaluating information and determining whether it is appropriate for your circumstances.

Please consult an appropriately qualified professional if you require individualized advice.

For additional information, please review our Disclaimer.

12. No Guarantees

We strive to provide useful, accurate, and functional products.

However, we do not guarantee that:

• Our website will always be available or uninterrupted.
• Our products will be completely free of errors.
• Our products will work with every device or software version.
• Information will always remain current.
• Using our products will produce a particular financial result.
• You will save a specific amount of money.
• You will pay off debt by a particular date.
• You will achieve a particular financial goal.

Individual financial circumstances vary, and results depend on how products and information are used.

13. Disclaimer of Warranties

To the fullest extent permitted by applicable law, our website and services are provided on an “as available” basis.

We make reasonable efforts to maintain the quality and functionality of our website and digital products.

However, we do not warrant that the website or services will always be uninterrupted, secure, error-free, or compatible with every device, browser, operating system, or third-party software.

Nothing in these Terms excludes or limits warranties, guarantees, or consumer rights that cannot legally be excluded or limited under applicable law.

14. Limitation of Liability

To the fullest extent permitted by applicable law, Daily Money Plan will not be responsible for losses arising from matters outside our reasonable control, including certain technical interruptions, third-party service failures, device or software incompatibility, or a user’s reliance on general educational information for individualized financial decisions.

Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by applicable law.

Where liability can legally be limited, Daily Money Plan’s liability will be limited to the maximum extent permitted by applicable law.

15. Third-Party Services and Links

Our website may contain links to third-party websites or use third-party services for purposes such as:

• Payment processing.
• Digital-product delivery.
• Email communications.
• Website analytics.
• Security.
• Marketing.
• Advertising.
• Other website functionality.

Third-party services operate under their own terms and privacy policies.

Daily Money Plan does not control and is not responsible for the content, availability, security, or privacy practices of third-party websites or services.

16. Website Availability and Changes

We may modify, update, suspend, or discontinue portions of our website, products, features, or services from time to time.

We may also update digital products to correct errors, improve functionality, or maintain compatibility.

Where applicable law gives customers specific rights regarding digital-product updates or changes, those rights will continue to apply.

17. Changes to These Terms

We may update these Terms from time to time to reflect changes to:

• Our website.
• Our products and services.
• Our business practices.
• Third-party services.
• Applicable laws or regulations.

When we make changes, we will update the “Last Updated” date at the top of this page.

Where appropriate, we may provide additional notice of material changes.

Your continued use of the website after revised Terms become effective constitutes acceptance of the revised Terms to the extent permitted by applicable law.

18. Governing Law and Applicable Rights

These Terms are intended to be interpreted consistently with applicable law.

Nothing in these Terms is intended to deprive consumers of mandatory rights or protections that apply in their jurisdiction.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue to apply to the extent permitted by law.

19. Contact Us

If you have questions about these Terms & Conditions, a product, your order, or our services, please contact us through our Contact page.

Daily Money Plan
Website: dailymoneyplan.com