Know exactly what’s safe to spend — before your next payday
Grab the free Budget by Paycheck Starter. Type in your numbers and it shows your “Money Left to Spend” instantly — no complicated setup, no spreadsheet skills needed.
- See your safe-to-spend number the moment you fill it in
- Built for weekly & biweekly paychecks, not a tidy monthly salary
- Works in Google Sheets and Excel, on any device
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If budgets never seem to stick, it’s probably not you
Most budgets are built around one tidy monthly paycheck that almost nobody actually gets. If you’re paid weekly or every two weeks, your bills show up before payday, and you’ve quietly given up on more than one budget by Friday. This is built for you. No jargon. No 20-tab spreadsheet. Just one number that tells you what you can actually spend.
What you get in the free Starter
A one-page Budget Dashboard
Type in your income, bills, and spending and instantly see your Money Left to Spend, your savings rate, and how many days until payday — all on one screen.
Built-in bill alerts
Bills due within 7 days turn orange, and anything overdue turns red — so a bill never sneaks up on you again.
A Goal Tracker with progress bars
Watch your savings goals fill up visually — emergency fund, the holidays, a trip, whatever you’re building toward.
A plain-English Read Me
Simple setup that gets you budgeting in a few minutes — even if spreadsheets usually scare you.
Type in the yellow, leave the math to it
You fill the yellow boxes; the formulas are locked and do the calculating. Nothing to set up, nothing to break.
Google Sheets & Excel
Use whichever you already have, on your phone, tablet, or computer. No new app to learn.
A few quick questions
Is it really free?
Yes — completely free, forever. No credit card, no catch. If you ever want the full year-long version later, there’s a paid System, but you never have to buy anything to use the Starter.
Do I need to be good with spreadsheets?
No. You type into the yellow cells and everything calculates automatically. The Read Me tab walks you through setup in a few minutes, even if spreadsheets usually aren’t your thing.
Will it work if I’m paid weekly or every two weeks?
Yes — that’s exactly who it’s built for. It works around your paydays and shows what’s safe to spend until the next one, instead of forcing your money into a monthly box.
Google Sheets or Excel?
Both. Use whichever you already have. It works on phone, tablet, or computer.
Ready to know your number?
Grab the free Budget by Paycheck Starter and see what’s safe to spend this payday.
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